FiscMoneyStop Living Paycheck to Paycheck. Get Debt-Free in Months, Not Years.
FiscMoney is the only financial app that actually helps when you're broke. See your exact debt-free date, know which bills come out of which paycheck, and never overdraft again — even with $0 extra right now.
$4.99/month or $49/year after your trial. Cancel anytime.
Safe to spend this month
$3,703.51
Income
+$5,158
Bills
−$185
Debt min.
−$1,270
Debt payoff projection
Are you tired of…
- Paying minimum payments forever while your debt barely moves?
- Getting hit with overdraft fees because you forgot a subscription?
- Not knowing if you can afford that $50 emergency?
- Financial apps that only work if you already have money?
- Feeling stressed every time you check your bank account?
You're not alone — 72% of Americans live paycheck to paycheck.
The truth: you don't need more income to get out of debt. You need a system that works with what you have right now.
Everything you need to fight back
Debt Wizard
Your personal debt destroyer
Our wizard analyzes your specific debts and shows you exactly which one to pay first (Snowball or Avalanche), your actual debt-free date, and how much interest you'll save — even if you have $0 extra right now.
Paycheck Planner
Stop getting blindsided
See every bill due between now and your next paycheck, exactly how much to set aside, and what's actually left for groceries and gas. No more "oh no, rent is due tomorrow." No more $35 overdraft fees.
Expense Cutter
Find hidden money in your budget
Most people pay for 3–7 subscriptions they forgot about — $50–150 a month, just gone. Track them all, see your true monthly cost, and cancel what you don't use.
Money Finder
Find $500+ this month
Smart, fast ways to bring in extra cash — gig work, things you can sell today, quick online jobs — and track every dollar so you watch your debt-free date get closer.
Dashboard
Your financial GPS
One screen shows everything: total debt (and how much you've paid off), your debt-free date, upcoming bills, and monthly progress. Open the app and feel proud instead of scared.
Simple, honest pricing
Try everything free for 7 days. Then pick the plan that works for you. Cancel anytime.
AES-256 encryption · SOC 2 compliant infrastructure
Frequently asked questions
Does FiscMoney work if I have no extra money?
Yes — that's exactly who it's built for. You don't need more income to get out of debt; you need a system that works with what you have right now. FiscMoney shows you which debt to attack first, which bills come out of which paycheck, and where money is leaking (like forgotten subscriptions).
How much does it cost?
FiscMoney Premium is $4.99/month or $49/year (2 months free). Every account starts with a 7-day free trial with full access.
Can I cancel anytime?
Yes. Cancel with one click, no questions asked. You keep access until the end of your billing period.
Is my financial data safe?
Your data is protected with AES-256 encryption on SOC 2 compliant infrastructure, with optional two-factor authentication. We never sell your data.
Do I connect my bank account?
No bank connection is required. You stay in control: add your bills, debts, and income yourself in minutes, and FiscMoney does the math.
See your debt-free date in 3 minutes
Add your bills, debts, and income — FiscMoney does the rest.
Start your free trial